Serving Cherokee, Bryson City, Sylva, Dillsboro, Franklin,
Lake Fontana, Maggie Valley, Waynesville, Whittier, & surrounding areas of North Carolina
Contact us via
Or Call 1 828-508-6484
PO Box 2008
Sylva, NC 28779
Welcome to The North Carolina Buyer's Agency providing Buyer Representation,
and a commitment to finding the home or land that meets your needs.
Buyer Agents are trained to provide professional services to home buyers, not in high pressure sales tactics, and that will make a big difference in your home buying experience.
Innovative Financing Resources
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|FHA Limits Increased
The Federal Housing Administration (FHA) has increased its single-family home mortgage limits by more than 15 percent. Effective January 1, 2006, FHA will insure single-family home mortgages up to $200,160 in standard areas and up to $362,790 in high cost areas.
On Jan. 1, the VA loan guaranty increased to $89,913 and the maximum loan amount was raised to $359,650. The critical requirements for home eligibility are an honorable discharge, an eligibility certificate and the ability to make the loan payments. All VA loans have a funding fee. For a borrower's first VA loan, the fee is 2 percent of the amount borrowed. That 2 percent is reduced to 1.2 percent if the borrower contributes more than a 10 percent down payment.
Some seniors and aging boomers still don't know that reservists are eligible for VA programs. After 50 years of offering home loans only to vets who served active duty, the VA changed its ways in 1992. Men and women who have completed six years in the Army, Navy, Air Force, Marine Corps or Coast Guard Reserves, or the Army National Guard or Air National Guard, are eligible for VA home loans, including home purchase programs with no down payment.
In addition, reservists who were called up to active duty after August
1990 and served 90 days continuously on active recall are eligible for
VA loans and other benefits. This provision was inserted to help the thousands
of men and women who were pressed into service during the wars in Afghanistan
|The Buyer's Agency of North Carolina
Darion Davis, Broker
Licensed in NC
to the communities